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I stared at the 10:07 text until the screen dimmed, then opened my banking app and went hunting for the switch no one believed I’d ever flip. There it was: Auto Payment — Linda Mitchell Mortgage — $1,600 — 12:00 a.m. I tapped Cancel, confirmed, and watched the routine of eight years dissolve with a single blue checkmark. It didn’t feel rebellious. It felt… correct. Like balancing a ledger that had been bleeding red for too long. I’m an accountant. Numbers are how I breathe through noise. So I pr