*Based on iOS download data collected by Sensor Tower. Jackpocket is the official digital lottery courier of the USA TODAY Network. Gannett may earn revenue for audience referrals to Jackpocket ...

Julia Ingall is a communications all-rounder. She has spent 10+ years as creative director for Inkubate. Andy Smith is a Certified Financial Planner (CFP®), licensed realtor and educator with over 35 ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Chip Stapleton is a Series 7 and Series 66 license holder, CFA Level 1 exam holder, and ...